Proprietary credit scoring and transaction grading system
Thorough risk assessment and monitoring
High-liquidity investment and Short turnaround time
Annualised gross returns of 10 to 25%
Average transaction tenor is 90 days, not more than 180 days
Discounted Purchases, Increased Cash Flow
Receivables Purchase
Company that wishes to offer receivables for sale is assessed.
Company information is verified.
Receivables are prepared and verified.
Receivables are offered to investors via Culum Capital platform.
Investors select receivables on the platform to invest in.
Fast and Timely Access to Working Capital
How Invoice Sellers Benefit
Flexibility to sell invoices only when necessary
Debt collection services
Protection against debtor insolvency
Additional cashflow source that grows with your business
Fast and timely access to working capital funding
Lowering Financing Costs, Leveraging Strong Links
Supply Chain Finance
Anchor (Buyer) purchases products from a Supplier
Supplier Finance pays for the purchase
Financing is made with or without recourse to the Anchor
Investor pays the Supplier through Culum Capital.
Anchor pays Investor later on.